|
Rates Effective DECEMBER 1, 2011. Rates Subject
To Change Without Notice.
VEHICLE LOANS** |
Term
|
APR* |
Monthly Payments Per
$1000 Borrowed |
New
Vehicles |
| |
Up To 72 Months |
3.24% |
$15.31 |
| |
|
|
|
 |
Used Vehicles |
Model Years 2010- 2008 |
Up To 60 Months |
3.99% |
$18.42 |
Model Years 2007- 2005 |
Up To 48 Months |
5.25% |
$23.16 |
Model Years 2004- 2002 |
Up To 48 Months |
6.25% |
$23.60 |
Model Years 2001 & Older |
Up To 36 Months |
7.25% |
$31.01 |
| *APR = Annual Percentage
Rate. |
|
|
PERSONAL LOANS** |
Term
|
APR* |
Monthly
Payments Per
$1000 Borrowed |
Signature Loans |
| |
12 - 36 Months |
10.25% |
$88.05 |
|
Kwik
Cash Line of Credit |
| |
OPEN |
14.00% |
$40.00 |
| *APR = Annual Percentage
Rate. |
|
|
REAL ESTATE
LOANS** |
Term
|
APR* |
Payment
Example Based
On $10,000 Loan |
Equity
Mortgage Loans** |
| 2nd Mortgage Balloon*** |
3 Year |
3.75% |
35 Payments Of $100.00
1 Final Payment Of $7484.97 |
| |
|
|
|
| 2nd Mortgage Balloon*** |
5 Year |
3.75% |
59 Payments Of $100.00
1 Final Payment Of $5571.76 |
| |
|
|
|
| 2nd Mortgage Balloon*** |
7 Year |
3.75% |
83 Payments Of $100.00
1 Final Payment Of $3509.15 |
| |
|
|
|
| *APR = Annual Percentage Rate. |
|
|
Home
Equity Line of Credit***
Rate is based on the highest prime rate published in The Wall Street Journal "Money Rates" table and is subject to change. Lines of credit available for up to $75,000.00 and a loan to value ratio of up to 80%. Property insurance is required. Closing costs range from $92 - $96. Please see your tax advisor regarding tax deductibility.
Mobile Home Loans
Rate to be determined at the time of application.
|
